| By clicking "Individual Credit Repair" or "Couple Credit Repair", client acknowledges the following: The initial credit reports will serve as the basis for improving or repairing credit reports, and Omega Credit Repair and Counseling Services (hereafter referred to as “Omega”) has no responsibility of providing services on derogatory changes to the clients reports after the date of this agreement. Client understands that the addition of new derogatory information will negatively impact the results of Omega's service, and doing so negates any service warranty. Additionally, through this electronic signature, client authorizes Omega and it’s agents, and business partners to obtain, review, and retain credit reports from all three major credit bureaus. An original, unmarked copy of all credit-related correspondence from any creditor or credit reporting agency must be mailed to Omega within 5 (five) business days of receipt. These services are time-sensitive, and failure to do so would significantly diminish the effectiveness of said services, and failure to comply will negate any service warranty. Client understands that Omega will remove erroneous, outdated, or incorrectly reported information from the bureaus, as allowed by state and federal law, and understands that Omega makes no claim beyond those changes allowed by state and federal law. This includes, but may not be limited to, inquiries, addresses, aliases, creditor accounts, and personal information. Additionally, client understands that no guarantee of any particular score is made through this agreement, as doing so would imply an intimate knowledge of the proprietary formulas used by the credit scoring models to calculate score that Omega does not possess. Moreover, the examples used on the website and through other Client also understands that, while every effort to avoid doing so will be made, it may be necessary to settle some debts with the creditors themselves to improve the client’s credit rating upon completion of this contract. Client gives Omega, it’s agents, officers, employees, and designees the authority to communicate and negotiate with creditors and credit reporting agencies, including the signing of the client’s name, for which this limited power of attorney is given. Client agrees to refrain from negotiating or corresponding in any manner (telephone, mail, etc.) with creditors and credit reporting agencies during the agreement period. There is a non-refundable $49.00 set-up fee (NOT a credit repair fee) for individuals, and a $69.00 non-refundable set-up fee for couples, to be charged at the inception of this agreement. All reports purchased by OMEGA through this contract, and for a period of 6 months after its completion, are the sole property of OMEGA. The reports are used exclusively for the purpose of analysis and review of consumer client credit, and are not distributable, to the client, or to any agent thereof. Individual clients will be charged a fee of $149.00 on days 30 and 60 from registration, each charge applied to the services completed in the prior 30 days of the credit repair service. Thereafter, there will be a recurring monthly charge of $39.00, also applied to the work done in the preceding 30 days. The service is cancellable at any time after the 60th day, with a 30-day written notice. Any payments scheduled during your 30 day notice will be processed as scheduled. Couple clients will be charged a fee of $259.00 on days 30 and 60 from registration, each charge applied to the services completed in the prior 30 days of the credit repair service. Thereafter, there will be a recurring monthly charge of $59.00, applied to the work done in the preceding 30 days, cancellable at anytime after the 60th day, with a 30-day written notice. Any payments scheduled during your 30 day notice will be processed as scheduled. Clients enrolling in the CrediCare Program prior to the 90th day from the expiration of any prior contract are subject to a set-up fee of $49.00 for individuals, or $69.00 for couples, and a monthly fee of $39.00 or $59.00, respectively, applied to the work completed in the preceding 30 days, and cancellable at any time with a 30-day written notice. Any payments scheduled during your 30 day notice will be processed as scheduled. For clients whose contract has expired more than 90 days prior, enrollment in the regular program is required. In the event that any payment is declined, OMEGA is authorized to charge any amount, up to the scheduled payment amount, until such time that the full amount due, including late fees, is collected. Client understands that all credit repair fees are due in full upon the completion of each 30 days, and that any delinquency in the 30 or 60 day payments will result in an immediate $25 late fee for, as well as a daily fee of $5/per day, until such time that the balance is paid in full. For monthly payment delinquencies beyond the 60 day payment, there will be a $10 late fee. If a normal If a payment date is to be moved at the request of the client, up to 10 days from the original date, a $25.00 fee will be charged at the time of that request, with the full payment amount due at the time of the rescheduled payment. A move in the date of the first of the first two payment dates will not affect the date of the second payment, with the same $25.00 fee applying to the second payment as well, subject to the same terms. In the event that a payment date must be moved, all work on the file will be suspended until such time that the agreed upon fees have been paid. Client also affords Omega all collections mechanisms allowed by law, and the right to recover all collection costs, including, but not limited to, returned or cancelled payment fees, attorney’s fees and court costs. Any delinquency nullifies this agreement and any warranty, express or implied. Client understands that should OMEGA be called upon to assist in any legal proceeding wherein civil action has been filed by or against a third party, OMEGA may charge additional fees for that service, subject to a separate agreement. Client grants Omega the exclusive right to perform repairs and corrections on the credit bureaus and with creditors. Contracting any other organization or firm, or attempts to do so by Client, negate any service warranty by Omega. Client agrees to hold Omega harmless such that it will not be liable or responsible for any claims or damages arising from services performed as they are outlined in this agreement. In any event, the extent of any liability on the part of Omega will be limited to the amount of fees paid to Omega. Information regarding the service warranty, and consumer rights as allowed for by state and federal law are available on this website, and client fully understands and agrees with its terms and conditions. Client understands that it is the right of any consumer to execute similar disputes on their own behalf, but has willfully elected to allow Omega to perform the services for the posted fee. Additionally, by virtue of this electronic signature, client acknowledges understanding of and agreement to the policies, terms, and conditions outlined in this paragraph, and has been made aware of his rights as a consumer in matters of credit reporting through all applicable and necessary laws and disclosures. Client acknowledges receipt of the information required by the Texas Finance Code, regarding credit services organizations. Finally, by virtue of this submission of an online registration, client acknowledges the submission of client's electronic "signature", and certify that all information on the following form is genuine, and is being submitted by the party or parties listed. Submission of false information will be construed as fraud, and Omega will vigorously pursue, or aid in pursuing on behalf of any injured party, any and all civil and criminal penalties or liabilities against any and all parties responsible for the intentional misuse of this form, or from any information gained as a result of submission of fraudulent information with this form. Client understands that although client has every right to execute the same actions on their own behalf, client has elected to pay a fee for these services. Client agrees to allow Omega Credit Repair & Counseling Services to charge the credit card used to secure the payment or payments, as outlined above, for services to be performed, subject to the repayment terms and conditions of the card holder agreement for that card. Omega’s registered agent for service is NRAI, Inc., 16055 Space Center Blvd. Ste. 235 Houston, TX 77062. This agreement can be cancelled, free of charge or penalty, for three business days after it has been signed. Simply send a copy of this document, with the word 'CANCEL' across the top, via certified mail to PO Box 3705 McKinney, TX 75070. Any payment made will be returned to you within 10 business days via US mail. By clicking the corresponding service link on this page, you:
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