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Here are some of our most frequently asked questions... How quickly can I expect to see results? Typically, you'll begin to have results from the individual creditors and collection companies within 30 days, and results from the bureaus themselves in your hands within 45 days from the day you register with us. What's more, those results come directly to YOU, so you know EXACTLY how things are progressing, even before we do! You simply return the results you get to us (with the address labels we provide for you when you sign up) within five business days of receiving them. Be sure to ask any company you're considering to give you an expected timeline, based on their current performance, and hold them to it! How much of an increase can I expect in my credit scores? Unlike many other companies who promise the "moon and the stars", we simply tell the truth. If a 700 score is possible for you, we'll let you know, and we'll do our absolute best to tell you roughly how long you can expect it to take. If it's more realistic to expect a 620, we're not afraid to tell you that, either! Whereas with most credit repair companies, you speak with a commissioned salesperson that is more interested in making a sale, and getting the highest possible commission, they're perhaps more likely to say whatever they have to, just to get that sale. Since we operate in a far different system, our only objective is putting you in a better financial position, by working to right the wrongs on your reports! Also, since NO ONE ~ besides the bureaus themselves~ actually knows the EXACT formula to the credit-scoring models, how could anyone honestly guarantee you ANY score? They can't! Is this process LEGAL? Absolutely!!! We operate under the guidelines set forth in the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act, the Fair Debt Collections Practices Act, and the rules and regulations set forth by State and Federal governments for credit services organizations. How do I know that I'm protected, and that the work will actually get done? We constantly hear horror stories from our clients about how they gave ridiculous sums of up-front money to some "other" company that simply took their money, made promises, and then disappeared or simply didn't deliver... Usually, a little investigative work shows that the company in question was neither bonded, nor registered with the Secretary of State, which are the two primary safeguards to protect you. What's more, consider for a moment that fact that we depend almost exclusively on referral business... We get repeat referrals from financial professionals and satisfied clients, just like the one who referred you to us! They've already established that we can ~ and will ~ do what we promise! Will I have to pay additional money after the process begins? Absolutely not!!! The fee is a one-time, all-inclusive fee. We do, however, ask that you provide us with recent copies of your consumer credit reports, or pay us a $35 fee to get them for you. You can go to the Fee Structure page for more information on that. Why is OMEGA so much less expensive than the other companies out there? Unlike many of the other companies out there, we don't feel the need to charge a premium price for something that is in such ready demand. Besides... If you had a thousand dollars or more to spend on credit repair, you probably wouldn't need us anyway, right? We also don't have to advertise... That saves us money, and we pass those savings on to you. Sound Simple? We thought so too! What makes one company better than the other, and how do I know that OMEGA is the right company for me? The bottom line is this... The laws regarding credit repair are the same for you, the consumer, as they are for OMEGA and all of the other credit repair and counseling services out there. Everybody (including you) has to follow the same steps to repair your credit. The only real question is what it's going to cost you! Why pay hundreds, perhaps thousands more for the exact same rules and guidelines to be followed? We encourage you to ask any other credit repair company for copies of recent results like the ones you see on our Examples page. If they don't post them like we do, they probably aren't getting them. Can't I repair my own credit? Why do I need OMEGA to do it for me? Sure... You could. You could spend the time to learn the laws and the necessary steps to appropriately correspond with the credit reporting agencies and individual creditors. You could devote the time and energy that it takes to actually do it, too. But wouldn't you rather spend your time doing something else? Would you give yourself stitches for a bad cut? Sure... You COULD, but doesn't it make more sense to let someone (a doctor, for example) who already knows how, and has made it their profession to do it for you? If this website doesn't answer all of your questions, we encourage you to call us! 214-733-8336 Or, you can email us by clicking HERE! Copyright 2008, OCRACS, Inc. |
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