While these are some of the most common questions we hear at Omega Credit Repair, if you can’t find what you’re looking for, don’t hesitate to contact your representative.

How much does your service cost?

We offer service levels to match every situation and budget, depending on what level of credit repair you need.

How do I view my account and credit repair progress?

As we are working with your creditors and the credit bureaus, we’ll notify you of updates to your credit profile via email. When you have items removed or improved, you will see them first on your credit report, which is updated regularly online. To access your account online, use the login information you created during the signup process.

Can student loans affect my credit score?

Yes, in both negative and positive ways. Paying your student loan back on time will only benefit your score. Alternatively, missing these payments can cause some significant damage to your credit profile.

What is a FICO® Score?

Your FICO® Score is a three-digit number determined by the information on your credit report. While FICO® doesn’t collect the data themselves, it’s their algorithm that determines your score. Considering their score is used in 90% of all lending decisions, it’s very helpful to know where you stand. 

Do employers look at my credit score? Could it cost me a job?

Employers are allowed by federal law to see a modified version of your credit report for purposes of hiring and promotion. Your employer, or potential employer, is required to get your permission before accessing your credit report, but yes, it could cost you a job or promotion.

Is it worth paying for credit repair?

Think of credit repair like an investment. A little effort today could lead to thousands of dollars in savings tomorrow. We offer a variety of service levels to support every budget. Give us a call today and we’ll help you find the right service for your unique circumstance.

When should I repair my credit?

Considering that our average client uses our services for 6 - 12 months, the sooner the better. Especially if you plan on purchasing a home or car within the next year, getting started today can save you a big headache tomorrow.

Is there a service guarantee with Omega Credit Repair?

Unfortunately, credit repair is never guaranteed. What we can guarantee is that we will do everything in our power to help you achieve a fair, accurate and substantiated credit report.

How can negative marks damage my credit?

Negative items can effect your credit score up to 100 points each and can effect your access to mortgage and auto loans, cause high interest rates for credit cards, and can affect job and apartment applications. 

How long does Omega Credit Repair take to work?

Results may vary however, you can expect that as we work to remove negative items your score should gradually improve. Also working with our team on educating you on how credit works will help you control certain factors that affect your credit.